How does a person get into Municipal Bonds?

Do underachievers or over analyzers kill your dreams?

If you are a person who has been pursuing this thing we call success. You have ran across this quote one time or more in your life time.

“You are only as good as the people you surround yourself with”

So the question I have for ETG today is this.

Do underachievers or over analyzers kill your dreams? and Why?

What is the best way to become debt free?

Two days ago I was emailed an interesting article by a friend of mine here is the link:finance.yahoo.com/personal-finance/article/108261/ignore-your-credit-cards-minimum-payment

The article lead me to ask this question.

What method should an individual use to become debt free and why?

Why don’t most households/individuals have a financial plan?

Facing today’s financial problems in America almost everyone still seem to ignore the basic financial tools such as; budgeting that would help most Americans control their finances. So today’s question for ETG bloggers is this:

Why don’t most households/individuals have a financial plan?